Eq: Dividends
Think recruiting for succession planning is a piece of proverbial cake? Well, ha!
That’s because, to the contrary, errors can be common, according to linkedin.com. So, how do you increase your chances of sidestepping them in the recruiting process aimed at such planning?
A few tips:
- Assess your current and future needs
- Develop a talent pool and a succession plan
- Use objective and consistent methods
- Involve multiple stakeholders and perspectives
- Monitor and evaluate your results
Now, ask yourself: if your most essential employees bolted – and bolted today – would you be up the old creek – or do you have a successor who had the knowledge, training and skills to pay dividends and fill the void?
Workplace data’s all that and more, according to hr.nih/gov. It can abet your ability to visualize your workforce, such as, for instance, the volume of employees eligible to call it a day. Well, leveraging data, you can visualize representation of the workforce, which is a great way to gain support – not to mention – interest, in succession planning.
Here’s a suggestion: in the course or workforce discussion, strategic planning – and as you break bread over your mission -- provide your leadership with a summary of workforce data, complete with the snapshot. Doing so will reinforce how important workforce planning is.
Rules. Rules. Okay, right; not on your top 10 list. Understood. But since the, well, ETF rule, hit the scene in 2019, ETFs have, as they say, come a long way, according to etfdb.com.
In fact, those that have proved their mettle are paying dividends by being particularly attractive to investors. Okay, but how do they pull that off? The three year milestone’s one way. During that period, a strategy to put together assets, establish a track record and strut their worth can blossom. Investors – with fixed income engaging a return – could mull the addition of a core fixed income ETF on the verge of hitting its own three year mark.
This year, escalating inflation and interest rates – not to mention the burgeoning risk of a recession – have done a number on the way in which exchange traded funds are performing, according to the globeandmail.com.
“We’re likely going to see a dichotomy of looking for safety while seeking income,” says Danielle LeClair, director of manager research at Morningstar Canada in Toronto.
Seem to you as if ESG’s lost a bit of its zest? You could just about be granted a mulligan for feeling that way, according to ey.com.
Then again, you might believe that, among some leaders, the rapid momentum’s taking five.
Here’s the bottom line: when any landscape altering thought process toward business like ESG surfaces, it can find its apex faster than a speeding bullet. Looking at the bigger picture, however, the mission critical relevance of sustainability and ESG in modern business and the corporate juice it sparked last season should be sent to separate corners.
A survey commissioned by Ernst & Young gauging the priority business placed on sustainability and ESG initiatives confirmed what many figured: ESG remains in the crosshairs of American execs. It also appears to pay dividends, heading every agenda.
During the past year, investment decisions based on ESG factors hasn’t exactly been looked upon fondly, according to webforum.org.
Factors such as the Ukraine invasion and inflation have fueled the negativity.
No matter; sustainability investing decidedly will remain a thing, abetting the segue to a future that’s not only greener, but struts greater sustainability.
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et’s see: an IRS audit. Or this: your taxes are hightailing it north.
Then there’s the old reliable: the volatility of the financial markets.
Ah, yes. Bum, bum and, um, bummer of all.
That said, on the bright side, to leverage the dividends of tax loss harvesting, there’s direct indexing, according to advisorperspective.com.
And what’s with the gold dust direct indexing boasts in light of a topsy turvy market? Well, the investor owns the individual securities rather than a commingled fund, so they take ownership of any losses absorbed on receding stocks, the site continued. So, when it comes to offsetting gains, the investor can tap those setbacks. And, presto, that can go quite a way in paring back the tax bill of an investor.
But it’s not all tinsel town and balloons. On one hand, says experts, fees and accounts minimums might be heading south, on the other, it could be that direct indexing’s will cut a deeper swatch in your wallet and; yes, isn’t there always more: might be more difficult to deal with than passive investing, according to cnbc.com.
Category: Eq: Dividends,
Keywords: direct indexing, financial... etc.
Anyone notice that stocks, lately, have been a bit, well, prickly?
Of course, for awhile there, it segued they’d found their mojo and watching cable shows like CNBC also was a popcorn worthy occasion. Now, that viewing experience likely would give you indigestion.
In other words, yes: vo-la-ti-li-ty.
Now, could this be hitting the gas pedal on an even steeper decline.
Let’s count the possible dividends. In the short term, the wraps are on the corporate earnings season, according to ally.com, and summer? Ready to wave buh-bye. In the eye of an obvious lack of direction, it’s all but an invitation for percolating volatility, the site continued.
Meantime, investors are sliding their attention from the probabilities of a recession and how the markets will react to the Fed.
Against that less than appealing backdrop, Jesmond Mizzi Financial Advisors’ Head of Wealth Management Colin Vella, said that rather than ruing the circumstances surrounding the volatility, investors can make the best of it, according to jesmondmizzi.com.
The global initiative – unlike the war – to get a handle on COVID 19 reassured markets that bouncing back to more normal conditions could be on the short term horizon.
As the virus started to escalate worldwide, at the dawn of 2020, markets began their descent. However, the downturn didn’t have staying power and bounced back prior to the initial lockdowns.
Annuities are one of the safest financial securities that exist, but that doesn't mean they are without some risk. Sure one of the biggest risks to an annuity is dying early, but there are other external risks like liquidity. Annuities are among the most illiquid contracts and often come with heavy penalty fees in withdrawals. Additionally, if an annuity company goes bankrupt they aren’t regulated by FINRA, and state and local insurance agencies only cover between $250,000-500,000 in losses. In the current environment, inflation growth is a substantial risk to annuities because it devalues the future payment stream in a fixed rate annuity, and even if the Fed raises rates to curb inflation this will only make it a less attractive yield in comparison to the market.
Finsum: Overall, annuities look like one of the safest securities and variable rate annuities may mitigate interest rate risk.