Displaying items by tag: inflation

Income investors are flummoxed by the turbulent bond market and many are left wondering what to do. Sure dividend stocks might be an okay option but for those closer to retirement times are too turbulent to rely on them. Instead, rather than sinking your teeth into longer-term bonds with so much interest rate uncertainty, investors should ladder or stagger their fixed rate annuities. Sequencing can allow you to fight the current inflation with better yields than bonds and CDs with more security than equity markets. Additionally, laddering can allow you to be ready to pull out in case bond yields rise to provide more income and on top of that get in at a lower price.

FINSUM: Sure short-run annuities have less return than an ultra-long option but if interest rates pick up you won’t be hung out to dry.

Join Cult Wines Investment Americas CEO, Atul Tiwari as he details how it works, the red-hot fine wine market, the wider global financial environment, and an outlook for what to expect in 2022 ... [Read More]

Ready to learn more? Read Cult Wines' entire 2022 market outlook here. Fine wine can continue to post healthy performance and carry over a fantastic 2021 campaign into 2022. Economic growth and a deepening supply-demand imbalance point to ongoing price appreciation ... [Read More]

hroughout 2021 one of the biggest worries for investors, business owners, and policy makers has been the return of inflation. Long dormant, inflation has surged as markets and economies recover from the COVID-19 pandemic ... [Read More]

Millions of Americans are reliant on the social security payments as they shift into retirement, and while SSA boosted the amount in checks by 5.9% it pales in comparison to the record CPI numbers. The CPI climbed at a jaw-dropping 6.8% in November, which skims a healthy amount from the bottom line. Another large factor eating at people’s retirement social security is Medicare Part B premiums and are cost-of-living reducer. Medicare Part B premiums will subtract 29% percentage points from the Social security Take home over the next 30-years. Finally, retirees should be wary that their prescriptions are covered by Medicare because otherwise, they will be a hefty retirement expense.

FINSUM: It’s outrageous that social security and other retirement accounts aren’t keeping pace with the actual costs of retirees, and needs to factor into investment decisions.