Amplify ETFs has launched the Amplify CWP Growth & Income ETF (QDVO), further expanding its suite of income-focused funds. QDVO aims to deliver high total returns by strategically investing at least 80% of its assets in growth-oriented U.S. equities, while also generating high monthly income through an opportunistic covered call writing strategy. 

This approach targets around 4-6% income from option premiums and up to 2% from dividends. QDVO is designed to complement Amplify's other successful ETFs, DIVO and IDVO, offering a diversified strategy for optimizing portfolios in various market conditions. 

The ETF seeks to provide investors with a balanced approach to growth and income, making it an attractive option for those looking to enhance their portfolios.

Finsum: Pairing income with an active ETF might make the most sense as we head into the final bout with inflation in the fall.

Rising interest in commodities like gold, oil, and grains, fueled by concerns over inflation and climate change, is impacting the design of fixed indexed annuities and registered index-linked annuities. This shift appeals to clients seeking hedges against inflation and additional asset diversification. 

While traditional indices like the S&P 500 dominate annuity allocation options, commodity indexes are emerging as viable alternatives, offering potential returns between 3% and 5.5% annually. Index exposure varies, with some annuities offering direct access to single commodities, like gold, while others provide diversified commodity index options. 

The inclusion of these indexes signals a broader trend toward more diversified and defensive investment strategies within annuity products, catering to clients' evolving needs in a changing economic landscape.

Finsum: These annuities could provide a natural way to get industry exposure and hedge against key issues like inflation.

Vice President Kamala Harris is positioning herself as a supporter of policies that foster the growth of emerging technologies, including the digital assets industry. Her campaign adviser emphasized her commitment to stable, transparent regulations that promote innovation while safeguarding consumers. 

This approach contrasts with former President Donald Trump's stance, which has garnered support from some in the cryptocurrency community due to his promises to reduce regulation. 

Harris aims to balance innovation with responsible oversight, addressing concerns about economic stability and corporate responsibility. Additionally, she has made multiple statements around cutting red tape and bureaucracy for innovation. 

Finsum: The path to higher bitcoin prices might be stable regulation in the long run.

Transitioning to a new custodian in the financial industry can seem challenging, especially with the complex regulatory environment. However, with thoughtful preparation and the right choice of custodian, the process can be seamless and beneficial. 

This involves understanding the differences between bank custodians and broker-dealers, with banks often providing greater transparency, asset safety, and flexibility. Key steps include reviewing existing contracts, gathering necessary documents, and clearly communicating your organization’s needs to the new custodian.

Engaging a dedicated conversion team ensures a smooth transition by managing timelines, addressing concerns promptly, and customizing the process to your specific requirements. With these measures in place, you can successfully navigate the transition, allowing your organization to thrive with the support of a custodian that aligns with your long-term goals.

Finsum: These tips provide a nice framework for transitioning and considering wither you are ready, but keep in mind the technology accommodations as well.

Interval funds offer investors a way to diversify their portfolios with assets like real estate, private equity, and debt instruments, but they come with unique features. Unlike mutual funds, interval funds allow for liquidity only at specific intervals, such as quarterly or annually, rather than daily. 

This limited liquidity provides fund managers with greater flexibility in choosing investments. Despite their higher fees and limited redemption opportunities, interval funds are growing in popularity, especially among those nearing retirement, due to their potential for steady returns from less liquid assets.

Investors should be aware of the fund's redemption process, minimum investment requirements, and the varying performance of these funds. Firms like KKR and Capital Group plan to launch interval funds.

Finsum: Liquidity concerns are real, but relaxing this constraint lets opportunities blossom.