Inflation and interest rate risks are two of the most prominent risks in the economy, and they are the reason so many are fleeing traditional fixed income. One place many investors are turning is to annuities, but how does interest rate risk affect annuities? For fixed annuities appreciating rates mean investors can get a better payout with the same premium and generally expand the offerings. For variable annuities, it's trickier as they are more tied to equity markets. If the Fed hikes too aggressively and markets respond adversely this could hurt variable rate products but if the stock market stays steady they won’t be under much pressure. As an income value proposition generally they both perform better than bonds in raising rates because higher yields (inflation and interest rates both moving) suppress bond prices directly.

FINSUM: Annuities have a lot of value in rising rates environments as an income product especially compared to government securities and CDs. 

Do you even remember what life was like before Uber? Flagging down a taxi in rush hour traffic on a rainy day. Watching the fare meter increase, despite not moving more than 0.2 miles in 10 minutes. Uber truly disrupted the taxi industry by following a simplified business model that provided transparency and time/cost savings to its customers.

At Magnifi, we are breaking through those “roadblocks” the same way Uber has. We understand it can be challenging in today’s crowded markets, our revolutionized platform, which produces over 300k search results each day, provides you with a unique opportunity to stand out with both financial advisors and individuals to drive sales and strengthen advisor relationships.

عنوان البريد الإلكتروني هذا محمي من روبوتات السبام. يجب عليك تفعيل الجافاسكربت لرؤيته. today to further discuss how Magnifi can generate 50,000 search results for your fund each month!

Search 27,000+ Investments in Seconds

Imagine this: The Emerging Markets ETF you’ve used for the last 3 years has underperformed. You and (more importantly) your clients are growing tired of it.

How do you find new positions to swap it for? Google? Calling wholesalers? How much time will it take you to discover new options, and when you do, will they even be right for your clients?

Finally, I can offer you a better solution.

Compare Stocks to Funds to SMAs

You can now use Magnifi to search 27,000+ investments in seconds. It’s powered by AI and incredibly flexible. You can use phrases like “emerging markets with no exposure to China" or "global ETFs with low Fi360 scores" or even “tech funds with no FAANG stocks” to find and compare stocks, funds, models, and even SMAs that match exactly what you’re looking for.

And best of all, you can start using it today — with a free account.