President Biden signed the $1.9 trillion American Relief Act of 2025, ensuring government operations through March 14 but excluding life and annuity provisions.

 The legislation may push financial services advocates to focus on standalone bills, like Secure 3.0, rather than relying on broad spending packages. With the debt ceiling still in place, Congress faces another deadline this summer, creating additional opportunities for policy negotiations. 

The package reflects a shift toward separating unrelated provisions from critical bills, as seen in recent debates. These trends could reshape how financial services policies are introduced and passed moving forward.

Finsum: We’ll see a lot of potential changes that could directly or indirectly affect annuities in Trumps first 90 days, so keep your eyes peeled for regulatory changes.